Common claims but a challenging process
Every year, 5.6% of working Americans on average experience a short-term disability due to illness, injury, or pregnancy.1 When it comes to long-term disabilities, the Social Security Administration predicts that 1 in 4 of today’s 20 year olds will become disabled before reaching retirement age.2
Disability is more common than most people realize, yet the process of submitting disability claims is anything but run-of-the-mill. It’s precise, deadline-driven, and must be navigated carefully. An Introduction to ERISA Short- and Long-Term Disability Claims will provide an overview of the Employee Retirement Security Act of 1974 (ERISA). This federal law governs the vast majority of employee benefit claims, including short- and long-term disability insurance under a private employer’s group plan.
Lynn Lodahl and Jessa Victor of Hawks Quindel will help you understand:
- Rules and regulations concerning claims processing and a claimant’s administrative appeal rights
- The impact of certain contractual terminology on an employee’s claim for benefits
- Challenges that can emerge during the standard of review for cases that go to trial
- The interplay between ERISA disability insurance benefits and other insurance benefits
- And more!
Make sure you’re taking advantage of every opportunity in your next ERISA claims case with tips from An Introduction to ERISA Short- and Long-Term Disability Claims..
1 Chances of Disability: Me, Disabled?
2 The Faces and Facts of Disability