We've Got You Covered: Insurance Coverage in Wisconsin 2025

Fine print, big stakes

From Proof of Loss to exclusions and endorsements, even the smallest insurance policy provision can have a major impact. Knowing how courts interpret policy language and applying that knowledge effectively can make a critical difference in your next case.

We’ve Got You Covered: Insurance Coverage in Wisconsin 2025 brings together a lineup of experienced litigators and insurance lawyers to break down the most important coverage developments from the past year. Whether you handle claims, defend insurers, or advocate for policyholders, you’ll gain deeper insight into how courts are interpreting and reshaping key provisions in liability insurance policies.

You’ll explore topics both carriers and policyholders need to know, including:

• Policyholder obligations – explore what counts as “substantial compliance” with Proof of Loss and Examination Under Oath (EUO) requirements
• Case law update – review key recent rulings, including Cincinnati Ins. Co. v. Ropicky, Est. of Baier v. Hemauer, and others on everything from endorsements to bad faith
• Timeliness and statutory interest – examine how Wis. Stat. §628.46 applies to first- and third-party claims, and when late payments may trigger penalties
• Cooperation and costs – understand how courts assess reasonableness of defense costs and when policyholders may be found in breach of cooperation clauses
• Appraisal of property claims – clarify your approach to valuation disputes, especially when coverage is contested
• Appeals – determine when to appeal emerging issues or precedent-setting rulings and get tips on persuading courts unfamiliar with coverage nuances

Strengthen your approach to coverage conundrums with We’ve Got You Covered: Insurance Coverage in Wisconsin 2025.