The State of Student Loans 2026
Student aid shakeup
The One Big Beautiful Bill Act (OBBB) made significant changes to the federal student loan system, creating uncertainty for borrowers and the lawyers who advise them. High-profile litigation, abrupt policy shifts, and the pending phase-out of major repayment plans have left many people unsure about their rights, options, and risks. Attorneys will be asked to interpret repayment pathways, assess eligibility for forgiveness, and correct misinformation clients encounter online.
A repayment reset
The State of Student Loans brings clarity to the ongoing policy churn and explains what borrowers can expect moving forward. You’ll examine the status of key repayment plans, recent federal directives, and more.
Student aid shakeup
The One Big Beautiful Bill Act (OBBB) made significant changes to the federal student loan system, creating uncertainty for borrowers and the lawyers who advise them. High-profile litigation, abrupt policy shifts, and the pending phase-out of major repayment plans have left many people unsure about their rights, options, and risks. Attorneys will be asked to interpret repayment pathways, assess eligibility for forgiveness, and correct misinformation clients encounter online.
A repayment reset
The State of Student Loans brings clarity to the ongoing policy churn and explains what borrowers can expect moving forward. You’ll examine the status of key repayment plans, recent federal directives, and more.
What you’ll learn:
- How current forbearance practices work, including when they apply automatically
- The latest developments in the U.S. Supreme Court’s approach to student loan forgiveness
- Which repayment plans still exist, which are phasing out, and what options remain for borrowers
- How the OBBB affects plans, including Saving on a Valuable Education (SAVE), Income-Based Repayment (IBR), Income-Contingent Repayment (ICR), Pay as You Earn, and Parent PLUS loans
- Strategies for consolidating loans to qualify for the Repayment Assistance Plan
- Updates on Public Service Loan Forgiveness (PSLF) and what borrowers should expect going forward
The State of Student Loans provides the information you need to cut through borrower confusion and guide them through repayment options during this period of reform.
Product details
- Confidently interpret repayment and forgiveness options for clients facing time-sensitive decisions
- Provide accurate, current guidance amid federal policy uncertainty
- Identify repayment strategies that reduce long-term financial exposure for borrowers
- Advise individual borrowers on how proposed federal changes may affect their financial planning
- Strengthen your ability to assess when consolidation, plan changes, or PSLF tracking is in a client’s best interest
- Solo and small firm lawyers
- Debtor-creditor and bankruptcy lawyers
- General practitioners
- Anyone paying off student loans